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Carlos Scharfstein

Banking Regulation, Tax, Wealth Planning

Carlos has over 17 years of experience with tax planning, tax advisory and wealth planning, having worked in top tier law firms and investment banks. In 2018, he co-founded one of the most successful Brazilian start-up digital banks, of which he was general counsel and head of the family office that served the largest shareholders. Carlos has an extensive background in banking regulation, accounting, M&A, cross-border transactions, structured credit and banking products. He has published several papers on matters related to banking and tax.


  • Bachelor of Laws Degree (LL.B.) from the Pontifical Catholic University of Rio de Janeiro.

  • Post-graduate degree in Financial Accounting from the Federal University of Rio de Janeiro.

  • Masters of Laws (LL.M) in International Taxation from the New York University. 

  • Certification series CPA-20 issued by the Brazilian Association of Financial Markets (Anbima) (2023)


Under his leadership, C6 Bank’s legal department was selected as the best in house team of 2022 by Leaders League, start-ups division. 


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